401k Contribution Limits 2025 Include Employer Match

401k Contribution Limits 2025 Include Employer Match. Employer 401 (k) matching doesn't apply toward the 401 (k) contribution limit, but there is a higher limit to watch our for. Most employers match a portion.

For example, if you maxed out 401 (k). Many employers match a portion of what an employee puts in, which we’ll cover shortly.